Mobile Banking

man looking at mobile device. caption says "Sign up for digital banking on the spot."

Enjoy easy digital banking set up with our mobile app!

Our mobile app's set up process now lets you create a digital banking account from your phone giving you quicker access to view balances, check accounts, transfer funds, pay bills and more! You can also reset or change your password from within the app itself also!

Mobile Banking is the ultimate on-demand service. With it you can now monitor your accounts using your mobile phone... view accounts, even transfer funds whenever you need to. Wherever you happen to be. You decide how you'll use it! 

With Mobile Banking, your information is fully secure!

Mobile Banking is as secure as a vault. With multiple layers of authentication, you'll never have to worry about the wrong people getting your information. A personal password and phone activation code keeps your information safe.

Mobile Banking has three delivery method options:

  • Text messaging--No Internet access required
  • Mobile Browser--Internet access required
  • First Farmers & Merchants App if you have a Smartphone--Internet access required*

Check out the features below and see what will work best for you:


For Text Banking use the following:

 Text BAL to 96924 to view your account balance 

  • Text HIST and the account nickname to 96924 to receive transaction history
  • Text ATM or BRANCH to 96924 for branch locations or bank owned ATM’s closest to you
  • Text HELP to 96924 for help 
  • Text STOP to 96924 to stop the service

 To download the First Farmers & Merchants Mobile App for your Android device, click on the location's charter in which you bank below and it will direct you to the Google Play Store to download the correct mobile banking app.mobile device with the consumer mobile app background

To download the First Farmers & Merchants Mobile App for iPhone, click on the location's charter in which you bank and it will direct you to the correct mobile banking app in the Apple App Store®.

a tablet device with the FF&M mobile tablet appIf you are interested in downloading the First Farmers & Merchants Tablet App, click on the location's charter in which you bank and it will direct you to the Google Play Store to download the relevant app for your tablet.

To download the First Farmers & Merchants Bank App for iPad, click on the location's charter in which you bank and it will direct you to the Apple App Store® to download the relevant app for your iPad:

google play app logoapple app store logo

 Questions? Check out our FAQ's.

 *Text and data rates may apply. Transactions made with Mobile & Online Banking after 3:00 p.m. will be posted the following business day.

**Touch ID® is available for iPhone®, iPad® and Android devices.