Mobile Banking


 Scroll down and select your location to download the app!

Enjoy easy digital banking set up with our FF&M mobile app!

Mobile Banking is the ultimate on-demand service. With it you can now monitor your accounts using your mobile phone... view accounts, even transfer funds whenever you need to. Wherever you happen to be. You decide how you'll use it! 

Mobile Banking is as secure as a vault. With multiple layers of authentication, you'll never have to worry about the wrong people getting your information. A personal password and phone activation code keeps your information safe.

Mobile Banking has three delivery method options:

  • Text messaging--No Internet access required
  • Mobile Browser--Internet access required
  • First Farmers & Merchants App if you have a Smartphone--Internet access required*

Check out the features below and see what will work best for you:


To enroll for Text Banking:

  1. Login to Online Banking
  2. Select 'Profile' at the top right of screen
  3. Under Mobile Banking, click on 'Manage Devices' 
  4. Select 'Add New Device'
  5. Enter in the information that is appropriate for your device type and your device's phone number
To use Text Banking, use the commands below to view your account information:
  • Text BAL to 96924 to view your account balance mobile device with the consumer mobile app background
  • Text HIST and the account nickname to 96924 to receive transaction history
  • Text ATM or BRANCH to 96924 for branch locations or bank owned ATM’s closest to you
  • Text HELP to 96924 for help 
  • Text STOP to 96924 to stop the service

To download the First Farmers & Merchants Mobile App for your Android device, click on the location's charter in which you bank below and it will direct you to the Google Play Store to download the correct mobile banking app. 

To download the First Farmers & Merchants Mobile App for iPhone, click on the location's charter in which you bank and it will direct you to the correct mobile banking app in the Apple App Store®.


google play app logoapple app store logo

 Questions? Check out our FAQ's.

 *Text and data rates may apply. Transactions made with Mobile & Online Banking after 3:00 p.m. will be posted the following business day.

**Touch ID® is available for iPhone®, iPad® and Android devices.