Home Equity Line of Credit


Home Equity Lines of Credit (HELOC)

Home Equity Line of Credit is a convenient and flexible revolving line of credit that gives you the option of drawing on your loan for any reason. A Home Equity Loan might be right for homeowners who prefer:


  • Access to funds for a one-time expense
  • A fixed monthly payment
  • A predictable pay-off schedule
  • The benefit from interest that may be tax deductible


Home Equity Line of Credit rates are a low cost way to borrow… use the equity you have in your home to:


  • Remodel or renovate your home
  • College Expenses
  • Vacation Getaway
  • New boat or car
  • Unexpected home or car repairs


Contact First Farmers & Merchants Bank to help you decide what is best for you.

*Subject to credit approval