Personal Services

First Farmers & Merchants Bank offers a number of services to meet your needs. 

Contact your local branch for more information. Fees may apply for these services.
First Farmers & Merchants provides an efficient and secure system through the Federal Reserve for moving funds between banks, both in the United States and abroad. Wire transfers offer more immediate availability of funds. 
Select First Farmers & Merchants Bank branches have a cash advance terminal that allows you to advance funds from your credit card for cash or to be deposited to your account. First Farmers & Merchants Bank does not charge for cash advances, however your credit card provider may charge additional fees.

Contact your local branch to see if this service is available.

*Subject to credit approval
First Farmers & Merchants offers cashier's checks and money orders. They are considered safer than personal checks because the funds are guaranteed. They're also safer and more convenient than carrying around large sums of cash.

  • Money orders may be purchased in amounts up to $1,000.
  • Cashier's checks may be purchased in any amount.

Cashier's Checks and Money Orders are available free of charge to First Farmers & Merchants customers with the following account types:

Safe deposit boxes provide peace of mind to clients who value the security the boxes offer for documents and other irreplaceable items. Safe deposit boxes also protect the privacy of the items placed in them, as only you and co-renters, if any, have access to them.

Contents of a safe deposit box are not FDIC insured.
Most First Farmers & Merchants Bank locations have coin machines and will count your loose change at no charge for First Farmers & Merchants Bank customers. Contact your local branch to determine if they offer this service.
Notary services are available at most of our locations and are provided to First Farmers & Merchants Bank customers.

This service is available free of charge to First Farmers & Merchants customers with the following account type. A nominal fee may apply for other account types.