Conveniently access your funds wherever you go.
Whether you're looking for a card for everyday spending or a way to securely access your funds on an international trip, First Farmers & Merchants offers a number of card options.
Contact your local branch to order a card today!
Debit Cards
Our debit cards give you 24-hour access to your checking account for easy and secure purchasing almost anywhere. Use the First Farmers & Merchants debit card anywhere Mastercard is accepted and enjoy these features:
- Card controls and alerts within Mobile Banking
- Compatible with Mobile Wallet
- Proactive fraud management
- Access to over 40,000 surcharge-free ATMs nationwide within the MoneyPass network
Debit cards for savings accounts can only be used at ATMs.
Personalized Debit Cards
Why settle for a debit card that looks like everyone else's when you can have one that's uniquely yours? Proudly show off your children, your pets, favorite vacation spot or choose from our gallery of images. Create a card that's as unique as you are.
Travel Cards
- Shop securely worldwide – it’s not tied to your checking account
- Add a companion card for a fellow traveler with dual access to the same funds or as a backup in case of loss or theft
- Load funds online, in-branch or via direct deposit
- Spend only what you load – you can’t overdraft
- EMV Chip enabled for international travel
- Card can be loaded from $10-$5,000
- List of Prohibited Countries
- Card reload at a branch or Online*
Contact your local branch to order a travel card today.
*Not all First Farmers & Merchants Bank branches offer travel cards. Contact your local bank branch to determine availability.
*Certain fees apply to purchase and to reload. Contact your local bank branch for a complete listing of fees and card terms.
Credit Cards
We have partnered with Elan Financial Services to offer a variety of Visa credit card options to meet your needs. Click on the link below for your local FF&M branch to see current offers/specials and to complete an application.
- Austin
- Bellechester
- Brownsdale
- Cannon Falls
- Fairmont
- Goodhue
- Grand Meadow
- Le Sueur
- Luverne
- Pipestone
- Racine
- Red Wing
- St. Paul
- Stewartville
- White Rock
Subject to credit approval. Fees may apply. The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated.
Gift Cards
Buying the perfect gift can be tricky. Give the gift of choice with a gift card.
- Select from a variety of card designs
- Spend only what you load – you can’t overdraft
Stop by your local branch to purchase a gift card today!
*Not all First Farmers & Merchants Bank branches offer gift cards. Contact your local bank branch to determine availability.
*Certain fees apply to purchase. Contact your local bank branch for a complete listing of fees and card terms.
Traveling
Be sure to let us know before you travel to maintain uninterrupted service of your debit card.
Contact Us to set travel plans on your debit card or add your travel plan using Mobile Banking.
How to enter your Travel Plan in Mobile Banking:
- Within Mobile Banking, click on the Cards tab.
- Scroll to the bottom of the My Cards page and click on Manage Travel Plans.
- Add your Travel Plan here.
Lost or Stolen Card
If you suspect your card has been lost or stolen, contact the bank as soon as possible. In the meantime, utilize card controls within the Mobile App to turn your card off and prevent unauthorized charges. Go to the Lost or Stolen Card page for more information.
PIN Change
To change or establish your PIN you may call 800-992-3808.