Farming pattern background.


Conveniently access your funds wherever you go.

Whether you're looking for a card for everyday spending or a way to securely access your funds on an international trip, First Farmers & Merchants offers a number of card options.

Contact your local branch to order a card today!
Our debit cards give you 24-hour access to your checking account for easy and secure purchasing almost anywhere. Use the First Farmers & Merchants debit card anywhere Mastercard is accepted and enjoy these features:

  • Card controls and alerts within Mobile Banking
  • Compatible with Mobile Wallet
  • Proactive fraud management
  • Access to over 40,000 surcharge-free ATMs nationwide within the MoneyPass network
Debit cards for savings accounts can only be used at ATMs.
Why settle for a debit card that looks like everyone else's when you can have one that's uniquely yours? Proudly show off your children, your pets, favorite vacation spot or choose from our gallery of images. Create a card that's as unique as you are.

We have partnered with Elan Financial Services to offer a variety of Visa credit card options to meet your needs. Go to the page linked below for your local FF&M branch and click on the Business tab to see current offers/specials and to complete an application. 

Subject to credit approval. Fees may apply. The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated.


Be sure to let us know before you travel to maintain uninterrupted service of your debit card.   
Contact Us to set travel plans on your debit card or add your travel plan using Mobile Banking.

How to enter your Travel Plan in Card Valet:
  • Within Card Valet, click on Controls and Alerts on the My Cards page
  • Under Controls select locations
  • Add your Travel Plan in Location Controls

Lost or Stolen Card

If you suspect your card has been lost or stolen, contact the bank as soon as possible.  In the meantime, utilize card controls within the Mobile App to turn your card off and prevent unauthorized charges. Go to the Lost or Stolen Card page for more information.

PIN Change

To change or establish your PIN you may call 800-992-3808.