Personalized service for all of our customers, no matter how big or small.
First Farmers & Merchants is proud to partner with businesses in the communities we serve. We offer a number of checking account options to meet your business needs.
Account Benefits
All of our Business Checking accounts have the following features:
- Free Debit Card
- eCorp Online Banking
- eCorp Mobile Banking
- Overdraft Protection**
- Free e-Statements. Paper statements are available for a monthly maintenance fee.^
Contact your local branch to open an account today!
Small Business Checking
The Small Business Checking account is tailored for small businesses with lower transaction volume who want the simplicity of no monthly fees and no minimum balance requirement.
- Opening Deposit: $50
- No monthly fee when enrolled in e-Statements^
- No minimum balance requirement
- Includes 50 free checks, debits, or credit per month, and 50 free transit items deposited per month
- Per transaction charge: $0.20/item for more than 50 checks, debits, or credits per month; $0.20/item for more than 50 transit items deposited per month*
Business Checking
The Business Checking account is designed for customers with higher transaction volumes who want to reduce or eliminate fees with an earnings credit.
- Opening Deposit: $50
- $8 monthly fee which can be offset with an earnings credit
- Per transaction charge: $0.15/item*
- Earnings credit based on investable balance may offset service charges
Business Interest Checking
The Business Interest Checking account is a great option for customers who want to earn interest combined with the flexibility of a checking account.
- Opening Deposit: $50
- $10 monthly fee
- Per transaction charge: $0.15/item*
- Earns interest
Non-Profit Checking
The Non-Profit Checking account offers the benefit of no monthly fees or minimum balance requirements and a low transaction fee for non-profit organizations.
- Opening Deposit: $50
- No monthly fee when enrolled in e-Statements^
- No minimum balance requirement
- Includes 50 free checks, debits, or credit per month, and 50 free transit items deposited per month
- Per transaction charge: $0.10/item for more than 50 checks, debits, or credits per month; $0.10/item for more than 50 transit items deposited per month*
^Paper statements are available for a monthly service fee of $5 per checking account. Must enroll for e-Statements within 30 days of account opening to avoid monthly service fee.
*Item definition: checks, debits (including electronic debits), credits (including electronic credits), and transit items deposited.
**Upon approval and some fees may apply.