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Consumer Loans

First Farmers & Merchants Bank offers a variety of lending solutions to help you make your dreams a reality. Our local lenders will guide you through the process and work with you to determine the best funding solution for your borrowing needs. 

  • New and used vehicle loans
  • Competitive interest rates
  • Terms available up to 72 months*
  • Loans for snowmobiles, boats, motorcycles, RVs, and other recreational vehicles
  • Competitive interest rates
  • Terms available up to 72 months*
  • Personal loans and lines of credit are available for financing your personal expenses, home improvement, debt consolidation, medical expenses, and more.







Loans subject to credit approval.
*Maximum term based on various factors including amount financed and model year. Contact your local lender for details.