First Farmers & Merchants bank in Austin is looking for a Credit Analyst/Loan Administrator in a fast paced and dynamic lending department. The Credit Analyst/Loan Administrator works as a partner with lending staff performing duties related to agricultural, commercial and consumer loan applications.

Essential Functions:
Assist lending staff with the following:

· Assist with gathering data in support of credit approval process by obtaining borrower and property information.

· Input information into credit analysis programs including FINPACK and Sageworks.

· Order services from outside service providers such as title insurance, appraisals, lien searches, environmental reports, flood certifications, certificates of good standing, outside counsel, etc.

· Organize loan files.

· Update ticklers for document exceptions and recurring document needs such as financial statements, security agreements, taxes and insurance. Assist in obtaining missing documents.

· Maintain loans on Fiserv according to loan documentation.

· Process payments, payoffs, advance and transfers. Assist customers by providing account information, documentation, customer service and technical support.

· Compute loan participation entries for payments and advances and coordinate with participating banks.

· Provide administrative support such as ordering loan documents, preparing correspondence, mailing of notices, photocopying, faxing completing worksheets, retrieval of reports, mail, etc.

· Maintain knowledge and understanding of bank’s loan policies and credit administration procedures and perform all responsibilities according to these guidelines.

· Reconcile assigned bank controlled accounts.

· Perform other duties as requested.

Competencies:

· Customer Focus

· Excellent Communication Skills

· Detail Oriented

· Figure Aptitude/Problem Solving

· Teamwork Orientation

· Organizational Skills

· Working knowledge of FINPACK and Sageworks analysis programs is preferred. Training will be provided as needed.

Supervisory Responsibility:
This position has no supervisory responsibilities.
Work Environment:
This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to talk or hear.
The employee frequently is required to stand or sit for long periods of time.

Position Type/Expected Hours of Work:

· This is a full-time (36-40 hours) position.

· Bank location in Austin is open Monday through Friday.

Required Education and Experience:

· High school diploma or GED

· Customer service experience

· Previous experience in a lending department, bank or comparable preferred

First Farmers & Merchants Bank is an Equal Opportunity Employer. 

Click here to apply via Indeed.

Resumes can be sent to the attention of Patty Tewes to First Farmers & Merchants Bank, 128 N. Main St., Austin, MN 55912 or emailed to pattytewes@ffmbank.com. No phone calls please. Download and complete the application found here.