Limited Time Offer: 0% APR for 20 Months

LIMITED TIME OFFER EXTENDED INTRODUCTORY PERIODcredit card with a fall tree
Enjoy a special low 0% introductory APR* for
20 billing cycles on purchases and balance transfers.
Thereafter, a variable APR, currently 13.74%-22.74%*,
when you apply for a Visa® Platinum Card from
October 1—December 31, 2018.

Use your card for everyday purchases,
last minute necessities, or large purchases
     PAY DOWN DEBT
     NO ANNUAL FEE*
     SAVE ON INTEREST
     ENJOY GREAT BENEFITS
     SAVE ON INTEREST

APPLY TODAY. See Representative for details.


*The 0% introductory APR applies to Purchases and is valid for the first 20 billing cycles. The 0% introductory APR applies to Balance Transfers made within 620 days of account opening and is valid for the first 20 billing cycles. The introductory rate does not apply to Cash Advances. Thereafter, the APR may vary and as of 08/20/18, the undiscounted variable APR for Purchases and Balance Transfers is 13.74%-22.74% (based on your creditworthiness). The variable APR for Cash Advances is 25.74%. Cash Advance fee: 4% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 4% of each cash amount, $20 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances. We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law. Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.This offer is valid only for new Visa Platinum consumer card accounts with this Financial Institution and the application must be submitted online between October 1, 2018, and December 31, 2018, through a branch office or call center. Offer is not valid on paper applications.

The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.