SpotPay is a fast, secure, and convenient way to accept card transactions, anytime and anywhere! 
 
With SpotPay, you won't have to wait for payments to be credited to your account.  All card transactions are deposited directly to your First Farmers & Merchants business or personal account for added convenience and quicker funds availability.   
 
  • Android™ or Apple® compatible
  • Accept credit and debit card payments anytime, anywhere
  • No sensitive customer data is ever stored on your mobile device
  • You'll have sales receipt, refund and void capabilities right from your mobile device
  • All transactions funds are deposited directly to your First Farmers & Merchants business or personal account for added convenience and quicker funds availability
  • Card readers are provided at no cost to the customer
  • Convenient month to month contracts; no long term commitments*
  •              *A $50 fee is imposed on cancellations within the first 6 months 
     
    For a low cost of 1.99% per transaction* and just $8.95 per month, SpotPay can help you expand payment acceptance options and enhance customer convenience.   
     
    See one of our representatives to sign up for SpotPay today! 
     
    *For most transactions.  Excludes American Express direct charges.  Non-qualified transactions (e.g. Loyalty, Rewards, Corporate card transactions) are billed at 3.19% of transactions.  Voice Authorizations transactions are billed at 3.19% of transactions plus $3.95.   


    FDIC
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